Buildings, including contents such as  furnishings and interior systems such as electrical work, are eligible for  repair or replacement under the Public Assistance Program. In addition to  contents, FEMA will pay for the replacement of pre-disaster quantities of  consumable supplies and inventory. FEMA will also pay for the replacement of  library books and publications. Removal of mud, silt, or other accumulated  debris is eligible, along with any cleaning and painting necessary to restore  the building.
   If an insurance policy applies to a facility,  FEMA will deduct from eligible costs the amount of insurance proceeds, actual  or anticipated, before providing funds for restoration of the facility (see Insurance). In a flood disaster,  FEMA will reduce public assistance grants by the maximum amount of insurance  proceeds an applicant would receive for an insurable building located in an  identified floodplain that is not covered by Federal flood insurance. The owners  of insurable buildings can expedite the grant process by providing FEMA with  policy and settlement information as soon as possible after a disaster  occurs.
   FEMA may pay for upgrades that are required by  certain codes and standards (see Codes and  Standards). Examples include roof bracing  installed following a hurricane, seismic upgrades to mitigate damage from  earthquakes (see Seismic Safety), and upgrades to meet standards regarding use by the disabled  (see Americans with Disabilities Act (ADA). For repairs, upgrades are limited to damaged elements only.  If a structure must be replaced, the new facility must comply with all  applicable codes and standards regardless of the level of FEMA funding.
   If a damaged building must be replaced, FEMA has  the authority to pay for a building with the same capacity as the original  structure. However, if the standard for space per occupant has changed since  the original structure was built, FEMA may pay for an increase in size to  comply with that standard while maintaining the same occupant capacity. The  increase in space or other upgrades cannot be based only on design practices  for an industry or profession; it must be mandated by a written code or  statute of a Federal, State or local agency (see also Categories of Work).
   References:   Section 102(9) and (10) of the Stafford Act 44 CFR §206.221(e) and (h)  and §206.226
   American with Disabilities Act (ADA) Access  Requirements, FEMA Policy 9525.5, dated October 26, 2000
   Seismic Safety – New Construction, FEMA Policy  9527.1, dated November 21, 2007
   Public Assistance Guide, FEMA 322, pages 66,  83-85