Insurance
Insurance Reductions
Nashville-Davidson County
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Under the Robert T. Stafford Disaster Relief and Emergency Assistance Act; an applicant for federal disaster assistance cannot obtain assistance with respect to any part of a loss if the applicant has received financial assistance “under any other program or from insurance or any other source.” Thus; under the Public Assistance Program; FEMA is required to reduce the amount of assistance for eligible work by the amount of any actual or anticipated insurance proceeds available for that work.The Applicant insurance policy does not provide coverage for the damage under the two PWs written for the tunnels and the PW written for the recreation trail. Therefore; the reductions in the PWs for anticipated insurance proceeds was not warranted.DAP9525.9 states that administrative costs must be directly attributable to the project and must be reasonable.Appeal Letter

Insurance Requirements
2015

DAP9525.9; Section 324 Management Costs and Direct Administrative Costs; at 6.HeadnotesUnder the Robert T. Stafford Disaster Relief and Emergency Assistance Act; an applicant for federal disaster assistance cannot obtain assistance with respect to any part of a loss if the applicant has received financial assistance “under any other program or from insurance or any other source.” Thus; under the Public Assistance Program; FEMA is required to reduce the amount of assistance for eligible work by the amount of any actual or anticipated insurance proceeds available for that work.The Applicant’s insurance policy does not provide coverage for the damage under the two PWs written for the tunnels and the PW written for the recreation trail. Therefore; the reductions in the PWs for anticipated insurance proceeds was not warranted.DAP9525.9 states that administrative costs must be directly attributable to the project and must be reasonable.Appeal Letter

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